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Get a Virtual Prepaid Mastercard in 2-5 days

Unlock the advantages of Silkpay’s Virtual Mastercard Prepaid Card. Get a Mastercard card in 2-5 days, top-up your card and start shopping worldwide.

 

Valid ID required

You will be asked for a valid passport or a European ID card

EEA address required

Your address must be in the EEA zone

Max. 3 cards per ID

You can request up to 3 cards per ID provided and 1 card per request

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Travel and Hotel Bookings

Use your Mastercard to book flights, hotels, and rental cars online.

Subscription Services

Subscribe to streaming services, software APPS, or subscription boxes.

Online Shopping

Make secure online purchases from e-commerce websites.

Online Bill Payments

Pay utility bills, internet services, or other regular expenses. 

 How does it work step by step?

Buy your Mastercard

Purchase up to 3 Virtual Mastercard Prepaid cards. Get your card in up to 5 days via a 100% digital process.

Top-up your Mastercard

Add funds to your card by following the top-up instructions. Your card will be credited in 2 to 5 working days.

Spend using your Mastercard

Use your Mastercard to shop worldwide in all e-commerce shops accepting Mastercard.

Manage your Mastercard

Top-up, lock, unlock, check your transactions or balance online in 2 clicks.

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Virtual Matsercard Prepaid Card Pricing

 
 

Unit price

59.99€

 

Monthly fee

1€

 

Top-up fee

Check pricing

 

 An advantageous payment limit

Spend comfortably without having to think about the card payment limits

 

Maximum daily top-up limit

€10,000

Monthly top-up limit

€100,000

Maximum daily payment limit

€10,000

Maximum balance

€10,000

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 What are the benefits of the Virtual Mastercard?

 

Reduced Risk

Virtual prepaid Mastercards are not linked to your bank account, providing an added layer of security for online transactions.

No Physical Card

Virtual prepaid Mastercards are digital and don't require a physical card to be mailed or picked up. 

Budget management

A specific amount helps with budgeting and prevents overspending. Once the balance is used, you can't make additional purchases.

 

Need help?

Select a category below to find the answer to your question.

 
 
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 FAQ: Virtual Prepaid Mastercard

+ How can I get a Silkpay Virtual Mastercard Prepaid Card?

If it's your first time requesting a card:

1- First you will need to register here.

2- After verifying your information, we will send you a confirmation email so that you can purchase your first card.

If you already purchased a Virtual Prepaid Card before:

  • Log in to your Virtual Prepaid Card account.
  • Click on "My cards" in the navigation and then on "Purchase my card".

Please note that the maximum number of card you can purchase is 3. If you already purchased 3 cards, the button "Purchase my card" will not be available.

+ How to purchase a card via bank transfer?

To purchase your Virtual Mastercard Prepaid Card via bank transfer you will need to:

  • Open your bank App or website and initiate a transfer.
  • Fill in Silkpay's bank account details as the beneficiary:

IBAN : LT063120023810001948

BIC : UAPULT22

Account holder : Paytend Silkpay

Bank name : UAB Paytend Europe

Bank address : Pamenkalnio st. 25-1, LT01113, Vilnius, Lithuania

Fill in your ""Purchase reference"" we gave you in the “Transfer reason” / “Description”, “Remark” or “Reference”.

+ Where can I find the purchase reference?

The purchase reference will be given to you when you initiate the process of card purchase via bank transfer.

After you choose ""Bank transfer"" as a payment method, we will show you the instructions along with your purchase reference and where you need to mention it when doing a bank transfer.

+ Where can I manage my cards?

To manage your cards, log in to your Virtual Prepaid Card account and:

1- Click on "My cards" on the navigation menu on the left

2- Click on the card you want to manage

You will be redirected to your card details page where you can:

  • Top-up your card
  • Request your card information
  • Block your card
  • Add/edit your card's name
  • Change your card's color

+ How to top-up my card?

To top up your card:

1- Log in to your Virtual Prepaid Card account

2- Click on "My cards" on the navigation menu on the left

3- Click on the card you want to top-up, then click on "Top-up"

4- Choose between Credit/debit card or bank transfer top-up and follow the instructions

In case of top-up via bank transfer, make sure to enter the “Reference” number given to you in the transfer reason/description so that we can top-up your card.

+ What is the Minimum top-up amount?

The Minimum top-up amount is 10 euros.

+ What is the top-up fee?

1.Credit/Debit card top-up:

  • Administration fee: 3% on the top-up amount.
  • Top-up fee: 2.5%. After subtracting the administration fee from your top-up amount, we calculate an additional fee of 2.5% on the remaining amount (minimum top-up fee required is 5€).

Example:

  • Top-up amount: 100€.
  • Administration fee: 3% of 100€ = 3€.
  • Remaining amount: 100€ - 3€ = 97€.
  • Top-up fee: 2.5% of 97€ = 2.425€ (< 5€, so we charge the minimum required of 5€).
  • Total fee: 3€ (administration fee) + 5€ (top-up fee) = 8€.

2. Bank transfer top-up:

  • **Administration fee: **0€. No administration fee for bank transfers.

  • Top-up fee: 2.5% (with a minimum top-up fee of 5€).

Example:

  • Top-up amount: 100€.
  • Administration Fee: 0€ (no fee).
  • Top-up Fee: 2.5% of 100€ = 2.50€ (< 5€, so we charge the minimum required of 5€).
  • Total Fee: 0€ (administration fee) + 5€ (minimum top-up fee) = 5€.

+ Can I use the virtual Mastercard card to pay in brick and mortar stores?

No, you cannot use the card in physical stores. You can only use the card to pay on e-commerce websites.

You also cannot add the Virtual Unionpay to wallets such as WeChat or Apple wallets.

+ How can I make payments with my virtual Mastercard card ?

You can use your virtual Unionpay card to shop online.

On the checkout page:

  1. Choose UnionPay, enter your virtual Unionpay card number and expiry date.
  2. A confirmation code will be sent by text message to the mobile phone number provided to open the account.
  3. Enter the code to confirm the payment.
 

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Get a Virtual Mastercard Prepaid Card in a few clicks

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