Silkpay app helps merchants accept payments with just a smartphone
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In today’s cashless world, many merchants have experienced the same awkward moment: a customer happily picks out their items and then asks, “Can I pay with Alipay+ or WeChat Pay?” But the traditional POS terminal at the counter only accepts cards and mobile wallets such as Visa, Mastercard, Apple Pay or Google Pay. As a result, if the customer doesn’t have cash on them, they leave without buying anything, and the business opportunity is lost.
As global tourism continues to recover, merchants are seeing a huge number of Asian travelers return to Europe. For these customers, Alipay+, WeChat Pay, and UnionPay are not just payment tools, they are part of their everyday life, and the payment methods they trust most.
However, for many European merchants, especially small and medium-sized businesses, accepting these new payment methods often means extra hardware costs, complicated onboarding processes, and worries about unfamiliar systems.
This stops many merchants from stepping into a market that brings high potential revenue, knowing that Asian tourists are one of the most spenders while abroad.
To help merchants provide a great payment experience at the lowest possible cost, this article introduces Silkpay App, an innovative solution that requires no hardware. We explain how it allows merchants to accept Alipay+, WeChat Pay, and UnionPay easily, and answer the most common questions.
What is Silkpay app?
Is there a lighter, more affordable, and smarter way to accept payments?
The answer is yes. Unlike traditional POS machines that require rental fees and deposits, Silkpay App turns your smartphone into a powerful payment device. No extra hardware is needed; simply register for a Silkpay business account, download the app and start accepting payments right on your phone.
Silkpay app is a solution that integrates the three major Asian payment methods:
Alipay+
WeChat Pay
UnionPay Yunshanfu (Cloud QuickPass / UnionPay QR code)
Among these, Alipay+ does more than support China’s Alipay users. It also includes many Asian e-wallets such as Kakao Pay, Naver Pay and Toss Pay (South Korea), TrueMoney and LINE Pay (Thailand), Grab Pay (Singapore), Touch ’n Go eWallet (Malaysia), and GCash (Philippines).
With Alipay+, merchants can connect to multiple payment networks across Asia through a single integration, without setting up separate systems, greatly improving convenience and cross-border payment success rates.
How can merchants use the Silkpay app to accept payments?
Silkpay app provides flexible payment tools to support both in‑person and remote transactions.
In‑person QR code payment
This is the most common method for shops, restaurants, cafés, and taxi drivers. The app offers two modes:
The merchant scans the customer’s QR code:
Enter the transaction amount in the app, tap “Scan,” and scan the customer’s Alipay+, WeChat Pay, or UnionPay payment code.The customer scans the merchants QR code:
Enter the transaction amount and generate a dynamic QR code. The customer scans it with their e-wallet and confirms the payment.
This process requires no external devices. It saves time and creates a smooth digital experience for customers.
Pay by Link: payment links
When customers are not on site, or when you need to collect deposits, prepayments, or phone orders, PaybyLink is a simple and secure tool:
Generate link: Enter the transaction amount in the app, choose the payment methods, enter the client’s email, then generate a secure payment link.
Send it to the customer: Share the link through SMS, WhatsApp, email, or social media.
The customer pays: The customer taps the link and completes the payment using their preferred payment method (Visa, Mastercard, Alipay+, WeChat Pay, UnionPay), without downloading anything.
Pay by Link is ideal for e‑commerce websites, custom services, hotel bookings, and even for merchants who don’t have a website but still want to collect online payments. It makes remote payments as safe and efficient as in‑person transactions.
Why choose the Silkpay app? And what can it bring to your business?
1. Accept major payment methods
Silkpay app helps you reach hundreds of millions of Chinese and Asian consumers who prefer mobile payments. Whether serving local Asian communities or international travelers, you will no longer lose orders due to limited payment options.
2. One smartphone for all business scenarios
No POS rental, no deposits, no bulky devices. Your smartphone becomes a complete payment terminal.
Whether in a café, a pop‑up shop, a trade fair booth, or during home service, you can accept payments anytime, anywhere.
3. Safe remote payments
For online orders, custom services, or hotel reservations, PaybyLink allows customers to pay securely even when they are not present. It uses bank‑level encryption and unique transaction IDs. For many luxury or reservation‑based businesses such as travel agencies, it is faster and more secure than traditional bank transfers.
4. Efficient digital management
Silkpay is more than a payment tool — it also helps you manage your business. The app provides clear real‑time transaction records and supports refunds. No more manual bookkeeping, letting you focus on service and growth.
Conclusion
In today’s connected world, the payment experience often determines whether a sale is completed. Silkpay app offers the simplest way for merchants to access global customers using just a smartphone.
With the Silkpay app, you and your team can confidently tell Asian customers: “Yes, we support Alipay+ and WeChat Pay.” This not only speeds up checkout, but also helps your business stand out in a competitive market.
Register for the Silkpay app today to start your smart payment journey.
About the author: Silkpay
Based in Paris, Silkpay provides omnichannel and secure payment solutions to help physical stores and e-commerce in Europe and the Americas accept more than 30 of the world's most popular payment methods: Visa, Mastercard, CB, UnionPay, Alipay+, WeChat Pay as well as Asia-Pacific’s major e-wallets.
Silkpay is a winner of the LVMH Innovation Award. The company was also selected as a finalist for the "Money 20/20" Best Startup and in the "MPE Berlin” Startup Awards. Silkpay also won the "Best Fintech" awards from Capgemini and BPCE.
Silkpay helps merchants deliver the smoothest payment experience to their customers. We are a talented and international team driven by a single goal: to improve the customer experience and make payments simple and secure.